A car accident can put you in a difficult position in Miami, Florida. You might suffer injuries that prevent you from working. To get back to work, you may need expensive treatment, therapy, and medication. But since you cannot work, you have no way to pay those medical bills.
The sad reality is that 49% of Americans do not have enough cash saved to cover an emergency expense of $400 or more. The costs of car repairs and medical treatment would push many in the U.S. into debt.
Fortunately, if your crash resulted from someone’s negligence, you have options for paying your medical bills. Contact our law office in Miami to schedule your free consultation with an attorney at Shaked Law Personal Injury Lawyers. Call us at (305) 937-0191.
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How Shaked Law Personal Injury Lawyers Can Help After an Auto Accident in Miami
Shaked Law Personal Injury Lawyers has some of the most knowledgeable Miami car accident attorneys in Florida. Our lawyers have over 100 years of combined experience and have recovered more than $100 million in injury compensation for injured clients.
We can help with your case in the following ways, to name just a couple of examples:
- Hiring experts to analyze and strengthen your case
- Take care of all the paperwork and negotiations related to your claim
- Work hard to fully assess the value of your case and demand fair compensation
- Take your case to court if the other party refuses to settle
Injuries from a car crash can destroy your physical and financial health. Contact Shaked Law Personal Injury Lawyers to learn about the compensation you can seek for your car crash injuries in Miami, FL.
How Common Are Injury-Causing Car Accidents in Florida?
Only some of these injuries required medical treatment. Florida classifies injuries according to the KABCO rating system:
- K is a fatal injury
- A is an incapacitating injury that requires ambulance transportation
- B is a visible injury, such as a laceration, that does not require ambulance transport
- C is a suspected injury that causes symptoms but leaves no visible wound
- O means the accident report did not indicate the severity of the injury
Injuries classified as K or A will almost always receive treatment. Injuries rated B, C, and O may or may not require treatment. In 2021, Miami-Dade County had 1,674 injuries rated K or A, according to the Florida Traffic Safety Dashboard.
From these data points, you can infer that at least 1,674 people — and possibly thousands more — incurred medical bills after a car crash in the Miami metropolitan area.
Overview of Who Will Pay Your Medical Bills After a Car Accident in Miami
After a car crash in Florida, you have several options for paying your medical bills, including:
Florida Personal Injury Protection (PIP) Coverage
The downside of PIP benefits is that you only receive a percentage of your losses up to your policy limits. You will need to make up the difference out of your income or savings.
For example, if you have a $5,000 doctor bill, your insurer will pay only $4,000. You will have to cover the remaining $1,000.
What’s more, your benefits max out at $10,000. If your losses exceed $10,000, you must find another source.
If you have health insurance, you can use it to pay your medical bills. But many people do not like to use their health insurance to pay for car accident injuries due to co-pays and other out-of-pocket costs.
Worse yet, your health insurance company can come after your personal injury compensation if you win or settle a car accident case. This doctrine, called subrogation, allows insurers to seek reimbursement from you for expenses they incurred if you are compensated for the same expenses.
Compensation Claim Against the At-Fault Driver in Miami, Florida
You can seek injury compensation from the at-fault driver who negligently caused your crash. To get compensation, you must suffer a significant, permanent injury that excuses you from Florida’s no-fault system.
You must also prove the other driver failed to exercise reasonable care and, as a result, caused your crash.
The benefit of pursuing a compensation claim is that you receive 100% of your economic losses. You do not incur any co-pays and do not need to meet a deductible.
Schedule a Free Consultation With Our Car Accident Lawyers in Miami, FL
Common Miami Car Accident Claims We Handle
Our law firm handles all types of car accident claims involving:
- Airbag injuries
- Chest injuries
- Distracted driving
- Defective tire accidents
- Drunk driving
- Head-on crashes
- Highway crashes
- Hit-and-run accidents
- I-95 accidents
- Intersection crashes
- Lane change accidents
- Left-turn crashes
- Multi-vehicle car crashes
- Parking lot accidents
- Rear-end accidents
- Red and yellow light accidents
- Rollover accidents
- Seatbelt Injuries
- Self-driving accidents
- Single vehicle accidents
- Speeding accidents
- SUV rollover accidents
- U-turn accidents
- Uninsured motorists claims
Additional Car Accident Resources
- Car Color & Crash Risk
- Car Inspection Laws in Florida
- Florida Child Car Seat Laws
- Miami Car Accident Liability
- Miami, FL Car Accident FAQs
- Most Dangerous Roads Intersections in Miami, FL
- Passenger Negligence
- Road Defects in Miami, FL
- When To Hire a Lawyer After a Car Accident
Car Accident FAQs
- Can I Be Compensated for Pre-Existing Conditions After a Car Accident in Miami?
- Can I Recover Compensation After a Miami Car Accident Without a Lawyer?
- Do I Need a Lawyer After a Hit and Run Accident in Miami?
- Is It a Mistake to Admit Fault After a Car Accident in Miami, FL?
- Left-Turn Collision: Who Is At Fault?
- What if the Other Driver Doesn’t Have Insurance?
- What Should I Do If My Child Was Hurt in a Miami Car Accident?