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Attorney’s Answer: When Do You Need to Hire a Miami Car Accident Lawyer?

Attorney's Answer: When Do You Need to Hire a Miami Car Accident Lawyer?

Have you been involved in a car accident in Miami, Florida? You may be facing a range of losses and consequences. At the very least, your accident probably caused injuries that require medical treatment. You might not have been prepared to pay for said treatment.

Luckily, you don’t necessarily have to. Florida is currently a no-fault state. That means you can seek compensation for your losses after a car accident by filing a claim to collect from your own insurance. This is your primary method of seeking compensation — even when your accident resulted from someone else’s negligence. You can also seek additional compensation by filing a claim to collect from the negligent party’s insurance if your injuries are “serious” as defined by Florida law.

In any case, you might wonder whether it’s necessary to hire a Florida car accident attorney when seeking compensation. In these circumstances, hiring a lawyer can dramatically improve your chances of arriving at a fair settlement.

Hire a Florida Car Accident Lawyer to Counter Insurance Company Tactics

Don’t make the mistake of assuming your insurer will provide you with fair compensation after an accident. Insurance companies are still businesses. Like any business, the goal of an insurer is to avoid financial losses whenever possible.

It’s not uncommon for insurance companies to offer less money than claimants may be eligible for when they seek compensation. Insurance adjusters also seek any reason to justify denying claims or making unreasonably low offers.

This is the primary reason to hire a personal injury attorney after being involved in a Miami car accident. Lawyers understand how insurance companies attempt to protect themselves financially. A lawyer can negotiate with insurers on your behalf, boosting your odds of securing a fair and appropriate payout.

It’s also worth noting that the process of filing a claim and negotiating with an insurance company is often time-consuming and draining. It may involve completing paperwork, gathering evidence, interviewing witnesses, and more.

You don’t need to handle these tasks on your own. In fact, you shouldn’t. Your main priority after a car accident should be focusing on your recovery. You can hire an attorney to handle the claims process for you.

Hiring a Florida Car Accident Lawyer Involves No Financial Risk

Some car accident victims are hesitant to hire attorneys because they believe that doing so will add to their already significant financial burdens. This is an unnecessary concern.

The vast majority of personal injury lawyers will review your case for free. If you decide not to hire them, you don’t have to spend any money for their services.

Most Miami car accident lawyers also enter into contingency fee agreements with their clients. Under the terms of a contingency fee agreement, an attorney won’t charge a client any fees unless they succeed in recovering compensation for them first. In most cases, their fee will be a percentage of the compensation they recover.

In other words, if you don’t get paid, you don’t have to pay your attorney. This ensures you’re not taking a financial risk by hiring a lawyer.

How to Choose the Right Attorney

Just keep in mind that not all car accident lawyers are equally qualified to offer the strong representation you deserve. You must account for several factors when deciding whether a lawyer is prepared to handle your case. 

Prioritize experience when choosing an attorney. A firm that’s been in business for a decade or more is likely one that provides its clients with reliable service. 

You should also ask about an attorney’s track record. Your goal is to hire a lawyer who can cite real-world examples proving they can help you secure the compensation you’re pursuing.

Again, there’s no risk involved in reviewing your case with an attorney after a Miami car accident. Don’t work directly with the insurance companies yourself. A lawyer’s assistance can play a major role in the outcome of your case.

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