Why All Motorcycle Riders in Miami Should Wear a Helmet Camera
May 25, 2022 | Sagi Shaked
In Florida, state law requires all motorcycle drivers to wear a helmet unless they are 21 years old and are covered by insurance for at least $10,000 in medical benefits.
While this law requires a helmet, it says nothing about a helmet camera. In fact, motorcycle helmet cameras aren’t mentioned anywhere in state law. But that doesn’t mean you shouldn’t wear a motorcycle helmet camera.
Motorcycle helmet cameras offer roughly the same benefits that a dash camera offers to the driver of a passenger vehicle. They provide a record of what happened on the road while you were riding and when you were near your vehicle. This record can be useful in a variety of situations and can potentially get you out of trouble.
What Are the Benefits of Recording Video?
The main reason you want to record a video is to have a record if you are involved in an accident. It is difficult to determine fault in most accidents because both parties claim the other party is at fault. But if you have video evidence, you can prove:
- Whether the other driver was at fault
- The severity of any injuries in the case
- The condition of your vehicle before and after the accident
- If the other driver fled the scene and identifying information for parties that flee
- Road conditions during the accident
- That you were obeying traffic laws before the accident
This information is critical both for proving your case before a court and for getting fair compensation from the insurance companies involved.
Even if a motorcycle accident isn’t fatal, those accidents often result in severe injuries for the rider of a motorcycle. The footage from your helmet camera may be the only evidence you can provide if you are incapacitated after a serious accident.
Furthermore, a video recording can help you with police interactions. You can use video to prove that you were following laws or that a police officer didn’t properly interact with you.
Is It Legal to Record with a Motorcycle Helmet Camera?
As long as you aren’t engaging in video voyeurism, Florida permits you to record videos of your activities and the activities of others. A public roadway is not a location where a person has a reasonable expectation of privacy. So there is little danger that a motorcycle helmet camera would record activity that you can’t legally record.
Furthermore, you are explicitly permitted to record interactions with police officers. Thus, if you are pulled over by a police officer, the video produced by your helmet camera can legally be used as evidence in court.
Ask Your Insurance Company About Discounts
One benefit of wearing a motorcycle helmet camera that you may not be aware of is that many insurance companies offer discounts for riders who wear them. This is similar to the discounts you can get for having a dashboard camera or an alarm system in your car.
Even if your agent doesn’t mention it, try asking about the discount. You may discover that your insurance company offers one.
Where to Buy a Motorcycle Helmet Camera in Miami
You can find motorcycle helmet cameras in pretty much any store that sells motorcycle supplies. In Miami, there are several local businesses to choose from that carry motorcycle helmet cameras.
Be Prepared in Case of an Accident
Wearing a helmet camera is a worthwhile step that motorcycle riders should take to prepare for the worst. Accidents happen, and it is important to be preemptive in your actions in order to minimize the consequences. And whether or not you were wearing a camera at the time of your accident, it’s a good idea to reach out to a reputable motorcycle accident lawyer who can help you obtain the compensation you deserve.