How Long Do You Have To Go To a Doctor After a Car Accident in Florida?
October 24, 2024 | Sagi Shaked | Car Accidents
If you’ve been involved in a car accident in Florida, you might wonder how much time you have to see a doctor. Seeking medical attention promptly is essential, not only for your health but also for protecting your legal rights. Florida has specific laws that can impact your ability to recover compensation if you delay medical treatment.
The Importance of Immediate Medical Attention After a Crash
After a car accident, you might feel fine and think you don’t need a doctor. However, some injuries aren’t immediately apparent.
Seeking medical care as soon as possible helps:
- Detect hidden injuries: Conditions like whiplash, internal injuries, or a concussion may not show symptoms right away.
- Document your injuries: Medical records provide evidence that your injuries are related to the accident.
- Begin treatment early: Early intervention can prevent complications and promote better recovery.
Delaying medical attention can harm your health and weaken your potential insurance claim.
Florida’s 14-Day Rule for PIP Insurance
Florida operates under a no-fault insurance system, which means your own insurance covers your injuries regardless of who caused the auto accident. This is through Personal Injury Protection (PIP) coverage.
Under Florida law:
- You must see a doctor within 14 days: To be eligible for PIP benefits, you need to seek medical treatment within 14 days of the accident.
- Approved medical providers: Treatment must be from a licensed physician, dentist, hospital, or a facility owned by a hospital. Chiropractic physicians are also acceptable.
If you don’t see a doctor within this 14-day window, you may lose your right to PIP benefits, which can cover up to $10,000 of your medical expenses.
What Happens if You Delay Treatment?
Failing to seek prompt medical care can have several consequences:
- Loss of PIP benefits: Missing the 14-day deadline means your insurance company may deny your PIP claim.
- Questioning the validity of your injuries: If there’s a gap in treatment, insurance adjusters might argue that your injuries aren’t related to the accident.
- Reduced compensation: Delays can make it harder to prove the extent of your injuries, leading to lower settlements.
It’s crucial to follow all medical advice and keep records of your treatments to support your claim.
Understanding Your Right To Compensation After a Florida Car Accident
Besides PIP benefits, you may be entitled to additional compensation if your injuries are severe.
Serious Injury Threshold
You can pursue a claim against the at-fault driver if you (or your loved one) meet the “serious injury” threshold, which includes:
- Significant and permanent loss of an important bodily function
- Permanent injury within a reasonable degree of medical probability
- Significant and permanent scarring or disfigurement
- Death
There are other exceptions to Florida’s no-fault rules; consult an attorney to learn about your legal rights and options.
Types of Damages You May Recover
If you are able to file a claim against the at-fault driver, you can seek compensation for various damages:
- Economic damages: Medical bills, rehabilitation costs, lost wages, and property damage.
- Non-economic damages: Pain and suffering, emotional distress, and loss of enjoyment of life.
An attorney can help you determine the damages you’re entitled to based on your specific circumstances.
Florida’s Statute of Limitations for Car Accident Lawsuits
The statute of limitations sets a deadline for filing a lawsuit against the responsible party. Generally, you have two years from the date of your accident to file a lawsuit in court. However, there are exceptions.
Missing the appropriate deadline can prevent you from recovering any compensation. Acting promptly ensures that your legal rights are protected.
Tips for Protecting Your Rights After an Auto Accident
To strengthen your claim and protect your rights:
- Seek medical attention immediately: Don’t wait to see a doctor, even if you feel fine.
- Report the accident: Notify law enforcement and your insurance company.
- Document everything: Keep records of medical visits, expenses, and any correspondence.
- Avoid admitting fault: Be cautious in your statements to others and on social media.
- Consult an attorney: They can help you navigate the process.
Taking these steps can make a significant difference in the outcome of your auto accident claim.
Contact an Experienced Car Accident Lawyer in Florida For Assistance
In Florida, you have 14 days after a car accident to see a doctor to be eligible for PIP benefits. Prompt medical attention is vital for your health and legal rights. Delaying treatment can lead to loss of benefits and make it harder to recover compensation. Remember, while you have up to two years to file a lawsuit, acting quickly is always in your best interest.
If you’re unsure about your next steps, consider reaching out to a legal professional who can guide you through Florida’s car accident laws.
Contact Our Car Accident Law Firm in Miami, FL
If you’ve been injured in an accident in Miami, FL and need legal help, contact our Miami car accident lawyers at Shaked Law Personal Injury Lawyers to schedule a free consultation.
Shaked Law Personal Injury Lawyers
20900 NE 30th Ave Suite 715
Aventura, FL 33180
(305) 937-0191